Devangshu Datta, Outlook Money

Stories by Devangshu Datta, Outlook Money

Are banks hiding something?

Are banks hiding something?

Rediff.com   2 Feb 2009

While third quarter results do not reflect it, the sector's reluctance to cut interest rates points towards either high NPAs or wrong strategies.

Financial indicators that matter

Financial indicators that matter

Rediff.com   27 Jan 2009

Ratios such as CAGR, PBV and PE of Sensex can help in investment decisions.

Should you prepay your car, home & study loans?

Should you prepay your car, home & study loans?

Rediff.com   6 Jan 2009

Prepaying a loan is usually a good idea. And, part-prepaying the principal part of the loan makes even more sense. The reason is that it reduces the total amount of interest you have to pay out and, possibly, the loan tenure. But before doing so, you must look at some factors.

Lessons from the Satyam saga

Lessons from the Satyam saga

Rediff.com   5 Jan 2009

This episode showed the maturity of Indian markets. They reward transparency and punish the lack of it.

What will happen to the economy in 2009?

What will happen to the economy in 2009?

Rediff.com   5 Jan 2009

The problems of financial markets have started affecting the real economy worldwide. Consensus estimates suggest that 2009 will be worse than 2008.

2009 may not be good for the salaried class

2009 may not be good for the salaried class

Rediff.com   5 Jan 2009

Salaried professionals could get unhappy news in 2009. But, patience is the key.

How will Indian stocks do in 2009?

How will Indian stocks do in 2009?

Rediff.com   5 Jan 2009

In view of the market downturn since January 2008, will it make sense to invest in stocks in 2009? How will the economy and the stock market fare in the New Year? What are the factors that will affect the market in the coming year and how long should I wait before investing?

Outlook for markets in 2009

Outlook for markets in 2009

Rediff.com   5 Jan 2009

Despite a gloomy macroeconomic environment, 2009 is unlikely to be as bad as the previous year.

Prophet of innovation

Prophet of innovation

Rediff.com   3 Jan 2009

Well-timed global counter-cyclical measures may mitigate long depressions

Single income? Here's how to manage

Single income? Here's how to manage

Rediff.com   31 Dec 2008

For a family, the shift from two incomes to one is a major challenge. Here's how to ease into the new life.

5 must have insurance covers

5 must have insurance covers

Rediff.com   31 Dec 2008

Life is a string of uncertainties. To minimise the blow they can render, you must have the covers listed here.

How to make an insurance claim

How to make an insurance claim

Rediff.com   31 Dec 2008

It is important for both the insured and the nominee to know the process of insurance claim settlement. A false step can lead to denial of the benefit for which life cover is bought.

7 ways to shortlist the right stocks

7 ways to shortlist the right stocks

Rediff.com   30 Dec 2008

In the sea of stocks that are flooding the market, choosing the stock that works best for you is very difficult. Here are a few points that could help you narrow down your search.

Crisis: Invest in SIPs

Crisis: Invest in SIPs

Rediff.com   29 Dec 2008

Use the SIP method instead of a 'wait-to-invest' policy.

Recession? Fall will be sharp, recovery quick

Recession? Fall will be sharp, recovery quick

Rediff.com   22 Dec 2008

The sheer speed of the decline could help revive demand and clean up the market quickly.

Why debt funds are a safer option for now

Why debt funds are a safer option for now

Rediff.com   15 Dec 2008

In the next 12 months, most sectors are likely to suffer.

Important tips for stock market investors

Important tips for stock market investors

Rediff.com   24 Nov 2008

Now, more than ever, is the time to run rigorous quality checks on stocks. Tests on debt, cost and cash levels will show a company's financial health.

How good are these bank products?

How good are these bank products?

Rediff.com   24 Nov 2008

Banks have innovated with products and services to make them customer-friendlier. Check out if they really work for you.

Real estate: 7 common mistakes to avoid

Real estate: 7 common mistakes to avoid

Rediff.com   24 Nov 2008

In bad times, informed investors, too, end up making mistakes in the real estate market. Here's how to avoid the pitfalls

Stocks: Is this the right time to invest?

Stocks: Is this the right time to invest?

Rediff.com   3 Nov 2008

Near the bottom of bear markets, broad buy signals are generated by several rules-of-thumb. Those check out positive. The first buy signal is that the earnings yield is higher than the yield from risk-free instruments.