While third quarter results do not reflect it, the sector's reluctance to cut interest rates points towards either high NPAs or wrong strategies.
Ratios such as CAGR, PBV and PE of Sensex can help in investment decisions.
Prepaying a loan is usually a good idea. And, part-prepaying the principal part of the loan makes even more sense. The reason is that it reduces the total amount of interest you have to pay out and, possibly, the loan tenure. But before doing so, you must look at some factors.
This episode showed the maturity of Indian markets. They reward transparency and punish the lack of it.
The problems of financial markets have started affecting the real economy worldwide. Consensus estimates suggest that 2009 will be worse than 2008.
Salaried professionals could get unhappy news in 2009. But, patience is the key.
In view of the market downturn since January 2008, will it make sense to invest in stocks in 2009? How will the economy and the stock market fare in the New Year? What are the factors that will affect the market in the coming year and how long should I wait before investing?
Despite a gloomy macroeconomic environment, 2009 is unlikely to be as bad as the previous year.
Well-timed global counter-cyclical measures may mitigate long depressions
For a family, the shift from two incomes to one is a major challenge. Here's how to ease into the new life.
Life is a string of uncertainties. To minimise the blow they can render, you must have the covers listed here.
It is important for both the insured and the nominee to know the process of insurance claim settlement. A false step can lead to denial of the benefit for which life cover is bought.
In the sea of stocks that are flooding the market, choosing the stock that works best for you is very difficult. Here are a few points that could help you narrow down your search.
Use the SIP method instead of a 'wait-to-invest' policy.
The sheer speed of the decline could help revive demand and clean up the market quickly.
In the next 12 months, most sectors are likely to suffer.
Now, more than ever, is the time to run rigorous quality checks on stocks. Tests on debt, cost and cash levels will show a company's financial health.
Banks have innovated with products and services to make them customer-friendlier. Check out if they really work for you.
In bad times, informed investors, too, end up making mistakes in the real estate market. Here's how to avoid the pitfalls
Near the bottom of bear markets, broad buy signals are generated by several rules-of-thumb. Those check out positive. The first buy signal is that the earnings yield is higher than the yield from risk-free instruments.